Simplified
financial services
for everyday life

Create value-added customer touchpoints through our platform

Our powerful API connects your business with more than 20,000 retail partner stores across Europe to offer your customers innovative financial services right at the point of sale. Our unique payment infrastructure enables a wide range of services such as cash withdrawals and deposits, cash payment options for bills and online purchases, cashless payment methods, giftcard solutions, and much more.

About us

viafintech digitally connects retailers, corporations and consumers through its platform. We offer digital financial and value-added services.

Our product portfolio

The right solution for your business

The more profitable way to offer gift cards

It’s as simple as that: standard gift card processes for customers and retail stores.

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Full KYC right at the POS

The cashier verifies the customer’s ID and scans a generated barcode to trigger a money transfer.

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Paper-free customer retention

Loyalty measures like press coupons can be digitally redeemed at the cash register.

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Banking of the future at the POS

viacash offers smartphone-only withdrawals and deposits and cash payment services.

Withdrawals & Deposits

Bill Payment

Online Payment

Recycling coins made easy

With no effort, coins turn into a payout slip which can be used for purchases or payouts at the POS.

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Pay via smartphone: no card, no cash

New digital QR-code based payment methods attract more customers at the POS.

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All across Europe

All across Europe

Trusted by innovators across various industries

“The customer chooses the amount to withdraw or to deposit in his app and a barcode gets generated. This barcode will be scanned at the cash register system. We are turning smartphones into the very centre of banking and are rendering the traditional bank branch redundant.”

Valentin Stalf

Offer your customers a convenient solution with our growing European network of 20.000 stores

Reduce your costs by saving on the maintenance of your own banking infrastructure and ATM service fees

Win new digital native customers by supporting the trend towards smartphone-only banking (“ApplePay for Cash”)

Convert customers into mobile channels and keep your customers in your own frontends even in times of PSD2

“With viacash, we offer an easy and secure payment option to our customers.”

Olaf Heinrich

Win new customers and monetize cash-reliant customers online

Win loyal customers with higher average baskets and less switching

Fully automated process with near-time payment confirmation

Utilize our 100% payment guarantee

“In more than 10,000 cases, premium credits were paid through viacash. The positive feedback from our customers confirms our commitment to innovative and digital services. This is how we simplify our customers’ lives.”

Hannes Koller

Replace expensive existing cash out solutions like checks

Fully automate the payout of refunds and credit

Improve your customer orientation and differentiate yourself from the competition

Provide a convenient pay out network integrated in the daily life of your customers

“The versatile services of viafintech convinced us. In addition to their purchases, our customers can now also carry out their daily banking transactions with us and settle invoices quickly and easily. This naturally promotes the satisfaction of our customers and thus our customer loyalty. Thanks to the integration of Viafintech, we will be able to offer further promising services in the future, which will become more and more relevant.”

Michael Geißler

Convenience for the consumer, who can reconcile basic financial needs with daily routine

Increased customer frequency in the branches and great cross-selling potential

Attractive commission for each transaction

Offer new services that do not require additional retail space

“With Barzahlen/viacash, we have managed to offer our mobile phone customers a simple payment alternative to debit their accounts, which has been very well received. This strengthens our customer loyalty on the one hand and reduces our receivables volume on the other. Customers who receive a payment slip with barcode from us now pay their outstanding mobile phone bills much faster than before.”

Ingo Arnold

Generate additional income through monetizing cash-reliant customers

Save costs by avoiding costly dunning process

Fully automated process with no manual handling

Improve customer orientation and differentiate yourself from competitors

“E.ON Energie Deutschland GmbH has been successfully offering its electricity and gas customers viacash as an alternative to bank deposits for very short-term payments in advance of connection blocks for several years. The instant transmission of payments enables an immediate cancellation of blocking orders with the distribution system operator. The payment slips are sent by post together with all blocking notice letters. We are also offering our customers with blocking notice the preparation of payment slips via our telephone customer service. In addition, our customer at all dunning levels can request payment slips for the dunning amount as a self-service at eon.de/barzahlen.”

Michael Fliege

Additional earnings through usage of cash reserves

Avoid further dunning steps and lower payment defaults

Use a simple, anonymous and GDPR-compliant payment method

Increase your customer service by offering them to pay their debts with cash

Banks

E-Commerce

Insurances

Retail

Telecommunications

Utilities

Our customers

Banks

Utilities

Telecommunications

Insurances

Housing

Digital

Public Authorities

Payment Collection

Would you like to learn more about viafintech?

Get in touch with us by filling out the contact form on the right and our business development team will be happy to advise you on our product portfolio and answer all your questions.