About us
We believe in cash
You think cash is old-fashioned? We believe it just needs digital solutions
to clear the way to the 21st century.
With its product brands viacash and Barzahlen, viafintech represents the
largest bank-independent cash-payment infrastructure in Europe with more than 16.000 retail
partner stores. viacash/Barzahlen enable the handling of the most basic banking needs such
as cash withdrawals and deposits at the checkout of a supermaket or drugstore. Using our
service, customers may also pay bills from different sectors – including utilities,
e-commerce, insurance and telecommunication, as well as their rent – using a barcode
printed on their bill or sent via mail, e-mail or text message.
For any transaction private customers receive a
barcode via e-mail, SMS, app or mail to process the payment with our business customer. The
barcode gets scanned at the cash register at one of our retail partner stores and the
customer pays with cash or any another available payment method. As soon as the customer
pays, the cash register system confirms the payment in real time.
The payment service is provided by Grenke Bank AG in
Germany, Austria and Italy. In Switzerland, the SBB receives the amount on behalf and for
account of Hypothekarbank Lenzburg AG.
Currently
viafintech is active in Germany with its Barzahlen brand at about 12,000 REWE,
dm, PENNY, Rossmann, real, mobilcom-debitel, Budni and toom stores. In Austria Billa,
Bipa, Merkur, Penny and in Switzerland the SBB are among the partner stores.
In addition, viafintech operates in
non-German-speaking European countries (such as Italy andGreece) under the brand name
viacash. viacash offers cash-affine users various opportunities to use digital
services without specifying sensitive financial data and is also the only payment system
that is available to all inhabitants of the active countries without restriction.
