With its product brands viacash and Barzahlen, viafintech represents the largest bank-independent cash-payment infrastructure in Europe with more than 16.000 retail partner stores. viacash/Barzahlen enable the handling of the most basic banking needs such as cash withdrawals and deposits at the checkout of a supermaket or drugstore. Using our service, customers may also pay bills from different sectors – including utilities, e-commerce, insurance and telecommunication, as well as their rent – using a barcode printed on their bill or sent via mail, e-mail or text message.

For any transaction private customers receive a barcode via e-mail, SMS, app or mail to process the payment with our business customer. The barcode gets scanned at the cash register at one of our retail partner stores and the customer pays with cash or any another available payment method. As soon as the customer pays, the cash register system confirms the payment in real time.

The payment service is provided by Grenke Bank AG in Germany, Austria and Italy. In Switzerland, the SBB receives the amount on behalf and for account of Hypothekarbank Lenzburg AG.

Currently viafintech is active in Germany with its Barzahlen brand at about 12,000 REWE, dm, PENNY, Rossmann, real, mobilcom-debitel, Budni and toom stores. In Austria Billa, Bipa, Merkur, Penny and in Switzerland the SBB are among the partner stores.

In addition, viafintech operates in non-German-speaking European countries (such as Italy and Greece) under the brand name viacash. Barzahlen offers cash-affine users various opportunities to use digital services without specifying sensitive financial data and is also the only payment system that is available to all inhabitants of the active countries without restriction.